Mission-critical technology solutions for banks and credit unions to manage risk while effectively optimizing their capital planning strategies
Hear from the industry's influential leaders.
Chief Risk Officer,
OceanFirst Bank
“OceanFirst Bank utilizes Model IQ to ensure we keep optimal levels of capital. It has allowed the Bank to operate in a safe and sound manner while taking advantage of opportunities for growth.”
Your bank’s journey to capital safety and soundness
SRA Consulting has joined forces with IQ Banker to transform Bank Capital Management and Stress Testing, leveraging decades of expertise and a proven track record with over 250 clients and 400+ transactions. Our state-of-the-art Capital Planning & Stress Test model, combined with cutting-edge financial modeling technology, sets a new standard in risk management.
With Model IQ, banks can not only optimize their capital levels but also respond proactively to economic challenges, comply with regulatory demands, and make strategic decisions with confidence. This partnership empowers banks to build lasting trust with their stakeholders while navigating today's complex financial landscape.
Capital Planning &
Risk Management
Model IQ reveals critical vulnerabilities in the bank's balance sheet and effectively enhances capital management.
Regulatory Requirements
Foster confidence with regulators by showcasing the bank’s proactive measures to effectively navigate economic and financial challenges.
Strategic
Decision-Making
Empower your decision-making with Model IQ's dynamic risk assessments and personalized capital scenarios designed just for you.
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Stakeholder Confidence
Cultivate trust among investors, regulators, and customers by prioritizing internal accountability and transparency in all operations.
Solutions
Keep track of your bank's financial risks in real-time and discover valuable insights more quickly than ever
Integrate Capital Planning
with Risk Management
Maximize your capital efficiency. Recognize the potential risks posed by stressors like economic downturns, interest rate shifts, operational challenges, and other significant events that can adversely affect the bank's capital position.
Capital Stress Test
Create robust risk capital buffers and guarantee that the bank upholds adequate reserves to effectively absorb losses through engaging scenarios, such as the base case, severe adverse conditions, and reverse stress testing. This approach not only safeguards the bank’s stability but also reinforces stakeholder confidence.
Make informed decisions
Elevate and assess the bank's risk management and capital planning practices through simulation and evaluation of effective improvements. Develop, store, and access multiple scenarios for comprehensive analysis.
Strengthen Stakeholder Transparency, Accountability,
and Confidence
Model IQ significantly enhances transparency in a bank's risk management practices by clearly disclosing vital assumptions, specific risk exposures, and robust capital adequacy projections. This clarity fosters greater trust and confidence among stakeholders.
